FeaturesCoverageLimits Regions $HPAYStakingFAQLog in
Private financial access / worldwide

Your money.
Your terms.
No KYC.

A nameless card, funded with crypto. Deposit, and the balance is on your card in minutes. Spend and withdraw cash worldwide. $299 once, lifetime access.

3% deposit fee No monthly fee Delivery ~7 days
HoodPay
Private debit / 01
8842 •••• •••• 0135
CR80 / physicalPrepaid
Capabilities / 001 to 003

Built for movement.
Designed for privacy.

Privacy is the product. The card is how you use it, in the places where cash and presence still matter.

01 / 03

No identity, ever

No document, no selfie, no proof of address, no phone number, at order and at every point after it. The card is issued nameless.

02 / 03

A real physical card

Chip and contactless, for ATM withdrawals, in person purchases and online spending worldwide. Deposit BTC, ETH, SOL, XMR or USDT.

03 / 03

One fee, charged once

3% when you deposit, the same on every asset including XMR. Nothing monthly, nothing at the till, nothing added by us at an ATM. That is the whole pricing model.

Access protocol

Three steps.
Zero theatre.

Clear from order to first transaction. No appointments, no branch, no identity maze.

01

Make one payment

Pay $299 in supported crypto. No account, no email, no documents, and nothing recurring afterwards.

02

Receive your card

Tracked worldwide delivery in roughly seven days, in an unmarked envelope, to any address you can collect from.

03

Deposit and spend

Send BTC, ETH, SOL, XMR or USDT to your address. We take the 3% fee, convert the rest to fiat and load the card, usually within minutes.

Coverage and compatibility

What works.
What does not.

Read this before you order. A nameless card behaves differently at some merchants, and we would rather you know now than after delivery.

Works on the major card networks

  • ATM cash withdrawal wherever the network is accepted
  • Chip and contactless in store
  • Online checkout at most merchants
  • Restaurants, transport, groceries, pharmacies
  • Recurring subscriptions and digital services
  • Multi currency spending with no FX markup

Blocked, no exceptions

  • Gambling operators
  • Arms and ammunition dealers
  • Merchants and cardholders in sanctioned countries, see the list

Strong authentication without a phone number. Where the issuer supports it, an approval prompt appears in your dashboard and you confirm it there. There is no SMS step because we hold no phone number. Some merchants insist on a bank issued verification we cannot provide, and those checkouts will decline. Nothing is charged when a payment declines.

Limits and deposits

Every number,
in one place.

Base figures for a new card. Limits rise with your $HPAY tier. Nothing here changes without notice on this page.

Item
Base card
Deposit fee
3% on every asset
Minimum deposit
$25 equivalent
Confirmations before credit
BTC 2 / ETH 12 / SOL 32 / XMR 10 / USDT 12
Time until spendable
Usually under 5 minutes
Daily spend
$10,000
Monthly spend
$100,000
Single transaction
$5,000
ATM withdrawal
$3,000 per day, $30,000 per month
ATM fee
0% from us, operator fees still apply
FX markup added by us
0% at market rate
Balance ceiling
$100,000
Card validity
3 years, renewal $99
Replacement card
$69 plus shipping
Inactivity or dormancy fee
None
Converting a balance back to crypto
Not supported

Every figure above is confirmed on your order page before you pay, and applies to cards issued under the current issuer programme. Issuer or ATM operator charges, where any exist, are shown at deposit before you confirm.

What it actually costs to spend $1,000

Fee type
Base card
Top tier
Deposit or top up
3%
0.3%
Transaction fee
0%
0%
FX fee
0%
0%
ATM fee added by us
0%
0%
Monthly or annual fee
0%
0%
Total you pay
3%
0.3%

One percentage, charged once, when money comes in. We add nothing at the till, at the ATM or on a currency conversion. The card network sets the conversion rate, and an ATM operator may charge its own fee at the machine. Neither is ours and neither goes to us.

Service restrictions

Where we cannot
send a card.

Sanctions rules bind the issuer and the card scheme, not just us. Orders from these territories are declined and refunded.

Africa

  • Somalia
  • Libya
  • Sudan
  • South Sudan
  • Mali
  • DR Congo
  • Central African Republic
  • Zimbabwe

Asia

  • North Korea
  • Iran
  • Syria
  • Afghanistan
  • Myanmar
  • Yemen
  • Iraq
  • Lebanon

Europe

  • Russia
  • Belarus
  • Occupied regions of Ukraine

Americas

  • Cuba
  • Venezuela
  • Nicaragua
  • Haiti

The list follows the issuer's sanctions programme and can change without notice. Ordering to a forwarding address to get around it voids the card with no refund.

Delivery

Plain envelope.
Tracked the whole way.

Ship it to a home, an office, a friend, a hotel or a parcel point. Anywhere you can physically collect it.

Carriers
DHL, FedEx, UPSTracked worldwide, roughly seven days. Tracking appears in your dashboard as soon as the label is created.
Packaging
No brandingUnmarked envelope with no card issuer, no logo and no reference to crypto on the outside or the customs label.
If it goes missing
One free reshipIf tracking shows the parcel lost in transit we ship again once at no cost. Customs seizure is not covered, but we will produce a replacement at half price.

We do not ship to jurisdictions under comprehensive sanctions. Import rules are yours to check. We use the shipping name you give us on the label only, it is never printed on the card and never stored after delivery.

Access and recovery

No identity on file.
So recovery is on you.

There is no email reset and no support agent who can verify who you are. That is the trade for holding no documents.

01 / Keys

Card key and recovery code

Two strings shown once at checkout. Together they open the dashboard. Write them down and store them offline.

02 / Control

Freeze in one tap

Freeze and unfreeze the card instantly from the dashboard. Order a replacement without contacting anyone.

03 / Data

Nothing to hand over

No name, no document, no selfie, no phone number. Shipping details are deleted once the card is delivered.

What privacy here does and does not mean. We hold no identity, so there is nothing about you to leak, subpoena or sell. The card network and every merchant still see their own transaction data on their own rails, exactly as they do for any card. A card without KYC removes the link to your name. It does not make a payment invisible, and we will not pretend otherwise.

Where your money sits

  • You send crypto to an address issued to your card
  • We take the deposit fee and convert the rest to fiat
  • The fiat balance is held at the issuer and spent by the card
  • Keep long term holdings in your own wallet and load what you plan to spend

Be clear about this part

  • A loaded balance is held by the issuer, not by you
  • Deposits are one way, crypto converts to fiat and does not convert back
  • Card balances are not a savings account and earn nothing
  • This is a spending tool, not custody of your stack
The $HPAY token / Robinhood Chain

Hold more.
Pay less.

Hold $HPAY in the wallet linked to your card and your deposit rate drops. No lockup, no vesting, no exit queue.

Tier 01

Yeoman

10,000 $HPAY
2.5%Deposit fee
  • $15K daily spend, $4K daily ATM
  • Standard support queue
Tier 02

Archer

100,000 $HPAY
1.8%Deposit fee
  • $25K daily spend, $5K daily ATM
  • Faster support queue
Tier 03

Outlaw

500,000 $HPAY
1.0%Deposit fee
  • $50K daily spend, $7.5K daily ATM
  • Priority support
  • Early access to new deposit assets
Tier 04

Sherwood

2,000,000 $HPAY
0.3%Deposit fee
  • 0.3% on every asset
  • $150K daily spend, $15K daily ATM
  • Free replacement cards, no questions
  • Direct line to the team

Tiers are read from the $HPAY balance in your linked wallet at deposit time. Those tokens stay in your wallet, are never transferred to us and are never escrowed. Base rate without $HPAY is 3%, the same for every asset. The card itself is $299 for everyone, no matter what you hold.

Contract address / Robinhood ChainPublished at launch. Verify only from this page or @HoodPayCards on X.
Total supply
1,000,000,000
Liquidity
60%, locked 24 months
Staking pool
25%
Treasury and ops
15%
Team allocation
0%
Fees to buyback and burn
40%
Staking

Lock it.
Cut your fees further.

Staking is a commitment, not an income stream. Locked $HPAY still counts toward your tier and takes a further cut off what you pay to deposit.

No lock

Flexible

0%Extra fee discount
  • Unstake at any time, no queue
  • Counts toward your fee tier
  • Move or sell at any moment
30 days

Short lock

10%Extra fee discount
  • Everything in Flexible
  • Tier held for the full term, price moves cannot drop it
  • 10% off whatever your tier rate is
  • Early access to new deposit assets
90 days

Long lock

25%Extra fee discount
  • Everything in Short lock
  • 25% off whatever your tier rate is
  • Front of the queue on card production
  • Free replacement card during the term

Staking pays no yield and distributes no revenue. The only benefit is a lower deposit fee and the perks listed above, so $HPAY stays a way to pay less rather than a claim on what we earn. Locks are enforced by contract and cannot be extended without your signature.

One price / no subscription

Simple means final.

No monthly fee, no annual fee, no dormancy charge. Pay once and the card is yours.

$299
Physical card / lifetime
How to order
  • Physical prepaid card included
  • No KYC registration
  • $10K daily spend
  • $100K monthly spend
  • $3K daily ATM withdrawal
  • No monthly or annual fee
  • Chip and contactless
  • Worldwide tracked delivery
Direct answers

Before you ask.

01

What can I deposit?

+

BTC, ETH, SOL, XMR or USDT. Each asset gets its own deposit address, assigned to your card and reused every time you top up.

02

Is there really no identity check?

+

No documents, no selfie, no address proof, no phone number. You pay in crypto and pick a delivery point. The card is issued nameless.

03

How does online verification work without a phone?

+

Where the issuer supports it, the approval appears in your dashboard and you confirm it there. There is no SMS because we hold no phone number. A minority of merchants require a bank issued check we cannot provide and will decline.

04

What does the $299 include?

+

Your physical card, worldwide tracked delivery, activation and support, without monthly charges.

05

Does holding $HPAY change the card price?

+

No. The card is $299 for everyone, whether you hold nothing or two million $HPAY. Tokens only affect deposit fees and limits.

06

Do you hold my money?

+

Once you deposit, yes. Crypto arrives at your address, we take the fee, convert the rest to fiat and load it onto the card, where it sits with the issuer until you spend it. Load what you plan to spend and keep the rest in your own wallet.

07

What happens if I lose my recovery code?

+

Access to the dashboard is lost and cannot be restored, because there is no identity on file to check against. Store both strings offline the moment you receive them.

08

What does staking give me?

+

A further discount on your deposit fee, 10% at 30 days and 25% at 90 days, plus the perks listed in that section. It pays no yield and no share of revenue.

09

Can I get a refund?

+

Before the card enters production, yes, minus the network fee. Once it is produced and shipped the $299 is spent. Full terms are on the legal page.

10

Is this legal where I live?

+

That depends on your jurisdiction and it is your responsibility to check before ordering. We do not ship to comprehensively sanctioned territories.

Privacy first / access is open

Spend in the real world
without the paperwork.

How to order Log in
Ordering / open on Telegram

Checkout is not live yet.
Cards are.

We are not taking payments on the site while the automated flow is being finished. Orders run through Telegram in the meantime, with the same price, the same card and the same absence of documents.

Order on Telegram

Message us and we handle it in the chat, usually the same day.

Step 01
Open the chatMessage @hoodpaycardstg on Telegram and say you want a card. No account, no email, no documents.
Step 02
Pick your asset and payWe send a payment address for BTC, ETH, SOL, XMR or USDT at the rate quoted in the chat. $299, once.
Step 03
Give a delivery pointAny name that can collect it and any address you can reach. The name is used on the label only and is deleted after delivery.
Step 04
Receive your keysYour card key and recovery code are issued in the chat. Save them offline. They are the only way into the dashboard.
Only one handle is ours. Orders happen at t.me/hoodpaycardstg and nowhere else. Nobody from HoodPay will message you first, and nobody will ever ask for your recovery code.

What is ready today

  • Cards in production and shipping worldwide
  • Deposits in BTC, ETH, SOL, XMR and USDT
  • The $299 price and the 3% deposit fee
  • Manual ordering and support on Telegram

What is still being built

  • Automated checkout on this site
  • Self serve dashboard login
  • $HPAY tier detection at deposit time

Everything on the rest of this site describes the card as it ships today. When checkout goes live here, the price and the terms do not change.

Dashboard access

Log in with your keys.

No email, no password, no phone number. Your card key and recovery code are the account.

Case insensitive. Dashes optional.
I do not have a card yet

Inside the dashboard

  • Deposit addresses for BTC, ETH, SOL, XMR and USDT
  • Balance, spending history and pending authorisations
  • Payment approvals, confirmed with one tap where supported
  • Freeze and unfreeze the card instantly
  • Shipment tracking and replacement orders
  • Your $HPAY tier and current deposit rate

What we cannot do for you

  • Reset a lost recovery code, there is no identity to verify
  • Confirm who you are over Telegram or X
  • Reverse a payment sent to the wrong address
  • Recover funds from a card you cannot access

Nobody at HoodPay will ever ask for your recovery code, on any channel, for any reason. A message asking for it is an impersonator. Support runs on Telegram only, at t.me/hoodpaycardstg. Any other handle claiming to be us is not.